Let’s face it. 2022 hasn’t been the best year to be investing. But if you are young, and have decades ahead of you, then such times are often the best periods to be growing a portfolio. 📈
If you are able to learn the tough lessons while your portfolio is still relatively small, then it will serve you well into the future. If you can constantly learn, then making good decisions in the market will come as second nature. 🥳
Oak Investor Coaching has had a fantastic year of work with clients, developing partnerships with some of the best platforms out there @unusualwhales @tortoai, and building content which I hope you all find helpful! 🥳
I’ve put together a top 10 list of the posts which made the year for the page!
1- What’s the plan?
✅ If you’re investing; you need to have a plan for the long term. But what does it actually mean? 🤔
✅ My personal plan is to continue building wealth until the point my money can earn more than my current role in dividends alone. 📈
✅ This will mean as I grow my net worth, I’ll slowly pivot from aggressive growth stocks to more stable dividend paying stocks. 💰
✅ Once those are paying out a significant enough amount, then my investment journey can begin to really pay off, giving me the freedom and lifestyle I’ll have been working towards. 🥳
2- Investing Dream Team
✅ There are some legendary investors out there, with a range of styles, strategies and companies they like, but who makes up your dream investing group? 🤔
✅ For this, you’ll need to choose a fund manager to work with you to pick stocks, build your strategy and keep you right. 🥳
✅ Next you’ll want to choose an ETF, and two amazing companies which you can hold, either for the short term, or for decades depending on your plan. 📈
✅ Finally, you want to choose the style of investing your fantasy fund will work to. Aggressive short selling, picking up dividends, or long term value investments? 🐢🐰
3- Time to Sell?
🔹If you watch enough news, you notice that’s there’s always something negative impacting the markets. 🤔
🔹At this moment this is obviously a blend of potential recessions, Covid, war in Ukraine, inflation, and a whole host of others. But look at the performance of the markets, despite all of this, and short term volatility, we keep climbing. 📈
🔹If you have the right companies, and the right balance, you can 100% put your money to work through these crises, and see some really nice returns. 🥳
🔹In short, don’t get spooked by near term fears and market volatility. The stock market is your playground, and time is your best friend. Keep at it! 🥳💪
4- Investing World Cup
🔹 With the World Cup wrapping up today in Qatar, we also see the conclusion of the Investing World Cup, putting some of the biggest companies in the world against each other in a daily public vote, with the winner going through to the next round. 🏆
🔹We’ve seen titans of the market knocked out, the highly controversial Meme Stock derby, and the battle of the Chinese tech platforms, but all drama is now on Apple and Alphabet in the final 🏆
5- Investor Controller
✅ As an investor, there is a lot you cannot control in the market. Geopolitics, the macroeconomic conditions, and the performance of companies to name a few. 🤯
✅ However, with personal finance we have a number of tools under our control ready to balance our risk, and ensure we maximise the potential, and make our money work harder. 📈
✅ The Investor’s Controller is your first step to managing a winning portfolio. Use all the great platforms out there to do your research, use brokerage tools to manage your buying/selling, and take care of yourself along the way. 😌
6- WTF is an ETF?
✅ Most investors want to minimise risk, and don’t have the time or expertise to go through companies one by one to figure out what would be a smart investment. ⏰
✅ This is where ETFs are essential. You can much more easily own a variety of companies in a market or sector of your choosing, and generally see some success over the long term, especially with market tracking ETFs such as the S&P500. 🧺
✅ This ETF tracks the top 500 companies in the USA, meaning that they can drop in or out depending on performance. The market returns about 11% per year on average, and would be one of the most obvious picks for a new investor in my opinion. 🥳
✅ A variety of others exist, tracking the energy sector, the financial sector, or in specific emerging or developing countries. 🌍
7- Company Colours
✅ With so many companies doing so many things in the market, engaging and seeing what’s out there is vital.🔭
✅ Part of this is looking across the board and establishing which companies would be suitable for your portfolio. Most would arrange this by market cap, sector or geography, but to really get you think I’ll break them up by colour. 🌈
✅ I’ve chosen Tesla, Starbucks, Meta, Alibaba and Caterpillar. This provided a good solid base of undervalued companies, and heavily speculative growth companies. 🥳
8- Stocktober Challenge
✅ The traditionally rough month of September is over finally, and the more positive October is upon us, so what better time to do a check on your investment style, and maximise your potential? 📈
✅ I’ve compiled the steps I like to make sure all clients have considered as part of good investing. The core of this is knowing what you own, why you own it, and how to establish value, but also how to reduce the fees you’re paying as part of your investing. 💰
✅ The part most investors miss out on is building a community and support network. This can come from regularly talking about finance with friends, having others around you who enjoy investing, and finding media such as podcasts which bring the markets to life.
9- TortoAI
✅ As retail investors, we need to try and find an edge. When up against institutions with enormous resources, all the time they want to research, and all the insider moves, it’s essential we look for tools to help us out in the stock market. 🛠️
✅ One of my new favourites is Torto.ai, a fantastic stock screener, portfolio dashboard, and analysis tool using artificial intelligence to help you compete in the market. 🥳
✅ As a new investor; the number of indicators and figures can be overwhelming, so having a tool which will guide you what to look for per sector, and refine your searches as you go, is a total game changer.
✅ The basic version is totally free, with a really affordable pro version packed full of additional features!
Check my referral link in my profile, and get started with @torto.ai.official today! ✅
10- Ready to Invest?
✅ The first step in investing is the hardest. It’s the same with anything new and intimidating, but getting started is the moment you start learning, and hopefully the moment you start earning. 📈
✅ I developed the following flow diagram to check what you need to do to get started. 🏁
✅ I’d always recommend clearing away ‘bad’ debt such as credit card debt, or any outstanding loans (other than mortgages or student loans) before you put your money to work. This isn’t always the consensus, but you need to decide what works best for you. 🥳
✅ Next I’d always recommend keeping some money in an emergency fund. 💰
✅If you know what you’re doing, then you might be nearly ready, but if you need help, there are great resources to learn, get coaching, or use practice investing accounts. 📚
✅ When you’re ready, you need to decide what kind of investor you want to be; all based on your style, approach and requirements. ⚠️
What was your favourite, and what do you want to see more of into 2023? 🤔
Have a fantastic New Year’s celebration, and all the best into 2023 to all! 🎉🎉